In the quiet town of Eldermere, nestled between rolling hills and dense forests, there lived a man named Walter Grayson. Walter was an unassuming figure, a solitary presence often overlooked by the townsfolk. He was the kind of person you…
When you sign up for a Medicare Advantage (MA) plan, you are choosing to receive your Medicare benefits through a private insurance company instead of directly through the federal Medicare program. While MA plans often provide additional benefits, there are…
Medicare insurance companies are entities that provide Medicare-related insurance products, typically Medicare Advantage (Part C) or Medicare Prescription Drug Plans (Part D). These companies operate under strict regulations set by the Centers for Medicare & Medicaid Services (CMS). UnitedHealthcare Offers…
The Centers for Medicare & Medicaid Services (CMS) have released the 2025 premiums, deductibles, and coinsurance amounts for Medicare Part A and Part B, as well as the 2025 Income-Related Monthly Adjustment Amounts (IRMAA). The standard Part B premium for…
It is that time of the year once again… Annual Enrollment Period, or AEP. As always, my goal is to help you understand how Medicare works and to empower you to make informed decisions about your healthcare. AEP starts October…
Medicare Prescription Payment Plan (M3P) – New in 2025 Starting in 2025, you can enroll in the Medicare Prescription Payment Plan (M3P) through your drug plan. With M3P, you won’t pay at the pharmacy (including mail order or specialty pharmacies)…